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Oregon Mutual Insurance Totaled Due to Massive Improper Repairs

Make: Kia
Model: Spectra
Year: 2006
Approximate Value Prior to Accident: $7,330
Insurer: N/A
Repaired at Insurance Body Shop: Yes
Cost of Initial Repair: $4,670
Cost to Re-Repair Properly: $9,297. Insurer stopped the repair estimate process and instead opted to pay out a total loss on the vehicle as the cost to repair began to exceed the retail value of the vehicle.

Conclusion: Often the damage that is not repaired correctly or repaired at all during the initial repair is not visible to the laymen, the insurance appraiser or even many body shop appraisers. It takes many years of experience to find and accurately identify all the damage that occurs during an accident. Like practicing law, accurate and thorough forensic accident analysis is an art form.

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